A Step-by-Step Guide to Buying a Home
Complete Our Buyer's Questionnaire
Prior to viewing homes, it is important to clarify your specific needs and preferences with your Twelve Rivers Agent. Based on your personal preferences, budget, lifestyle and any anticipated life changes they will help to you to find the right home.
Before starting your home search, it is important to confirm your budget, familiarize yourself with mortgage options, and secure pre-approval from a lender prior to starting a home search. In high demand markets a written pre-approval letter showing your borrowing power will give you a competitive edge. Your Twelve Rivers agent can connect you with some qualified local professionals to handle your loan quickly and effectively.
Your new neighborhood is just as important as your home. We’ll dive into your interests, wants, and needs and help you explore neighborhoods that best match your lifestyle.
Using our tools and systems we will work with you to ensure that you see every home available on and off the market that meets your criteria. We will accommodate your schedule for home showings and help you to find the right home.
When you find a home that you love your Twelve Rivers agent will research comparable properties and help you prepare a competitive offer that reflects the condition of the property and is at a fair market price. Prior to submitting your offer, your agent can provide you with recent area sales, local market information and whether there are other competitive bids.
After your offer is submitted the seller will have the option to accept, counter or invite you to resubmit. Once both parties come to an agreement, negotiations conclude, and you will move on to the next steps in the buying process.
You will have a set period of time in which to satisfy the legal conditions agreed to in your contract, such as completing a home inspection, or securing financing. Your agent will help guide you through every step of the process until the final walk-through.
On closing day, the title to the property will be transferred into your name. We will be with you to help facilitate and manage the process where paperwork is signed, and keys are exchanged. Congratulations! One milestone is complete in our relationship as your real estate advisors!